The conversion paradox: 3DS trends in regulated markets
Research into how authentication and conversion behave across regulated markets, and why the quality of a flow matters.
Co-written with Cip Blujdea
Read on Stripe ↗PUBLISHED WORK
Written. Spoken.
Invented.
A collection of published work on payments, authentication and trust. Articles I’ve co-written, conversations I’ve joined and an invention I helped create.
WRITING / STRIPE
Making sense of authentication.
Surprising findings from our analysis of 3DS transactions in the US
What US transaction data reveals about authentication requests, issuer decisions and payment performance.
Co-written with Sam Phillips
Read on Stripe ↗Strong Customer Authentication
A practical introduction to SCA requirements, exemptions and how authentication works in European payments.
Co-written with Gabriela Dasilva
Read the guide ↗IN CONVERSATION / PAYMENTS ON FIRE
Worth talking through.
Modern Authentication and the Impact on Payments Cost and Performance
With Dewald Nolte of Entersekt and host Chris Uriarte, discussing authentication, tokenization and payment performance.
Listen & read the transcript ↗Two Decades of 3-D Secure: Can Strong Customer Authentication Succeed in the US and Unregulated Markets?
A discussion with Dewald Nolte, Bryan Derman and Chris Uriarte on 3DS, fraud prevention and the differences between markets.
Listen & read the transcript ↗PATENT / CO-INVENTOR
Systems and methods for preventing biometric infringement
A method for validating biometric data during enrolment, helping ensure a stored biometric template corresponds to a single person’s biometric feature.
US 12,190,642 B2Granted 7 January 2025Assignee: Mastercard International Incorporated
Co-inventors: Kaushal Naveen Shetty, Sachin Kumar Singh, Aman Batra and Venkata Satya Sivajee Pinnamaneni.
View the patent record ↗Original application: US 2024/0257560 A1 ↗